Pawan Joshi · FY 2083/84 (2026/27)
Nepal Salary, Tax & SSF Calculator
Know your take-home. Understand the tax. See the employer cost.
Advanced deductions & bonus
CIT is averaged into monthly payroll deductions. Insurance is an external expense. Annual bonus increases taxable income but not regular-month take-home. Confirm eligibility for rebates.
Monthly take-home
Rs 92,393.33
Regular month · annual tax averaged over 12 months
- Monthly gross
- Rs 1,00,000.00
- Monthly tax (TDS)
- Rs 1,006.67
- Employee SSF / month
- Rs 6,600.00
- Employer SSF / month
- Rs 12,000.00
- Employer cost / month¹
- Rs 1,12,000.00
- Annual tax
- Rs 12,080.00
¹ Includes gross + employer SSF + annual bonus ÷ 12. Excludes EOR fees, insurance, leave, equipment and other benefits.
Where your annual tax comes from
- Annual assessable income
- Rs 12,00,000.00
- Retirement deduction applied
- Rs 79,200.00
- Insurance deduction applied
- Rs 0.00
- Annual taxable income
- Rs 11,20,800.00
- Female rebate applied
- Rs 0.00
| Annual band · NPR | Rate | Income in band | Tax |
|---|---|---|---|
| 0–10,00,000 | 0% | Rs 10,00,000.00 | Rs 0.00 |
| 10,00,000–15,00,000 | 10% | Rs 1,20,800.00 | Rs 12,080.00 |
| 15,00,000–25,00,000 | 20% | Rs 0.00 | Rs 0.00 |
| 25,00,000–40,00,000 | 27% | Rs 0.00 | Rs 0.00 |
| 40,00,000–above | 29% | Rs 0.00 | Rs 0.00 |
Retirement deduction = the lowest of actual employee SSF + CIT, NPR 5,00,000, or one-third of annual assessable income. Insurance deductions: life up to NPR 40,000; health up to NPR 20,000.
Assumptions & sources
Planning estimate, not a payroll filing or legal opinion. Uses the FY 2083/84 bands documented in this site’s guide and Source Nepal’s calculator; these references do not replace checking the applicable Finance Act and IRD guidance. Assumes a full 12-month resident employment year, fixed monthly basic pay and evenly allocated annual tax. Rebates, disability concessions and remittance eligibility require individual verification.
Salary & SSF questions
How is Nepal salary tax estimated for FY 2083/84?
This estimate uses the unified annual bands documented in our tax guide: the first NPR 1,000,000 at 1% (0% for SSF contributors), the next NPR 500,000 at 10%, the next NPR 1,000,000 at 20%, the next NPR 1,500,000 at 27%, and the remainder at 29%. Confirm your eligibility and current IRD rules before payroll filing.
How much do employees and employers contribute to SSF?
The model applies employee SSF of 11% and employer SSF of 20% to monthly basic salary, totalling 31%. The default basic salary is 60% of gross, an adjustable planning assumption, not a universal contractual requirement.
Can I calculate gross salary from a desired take-home salary?
Yes. Reverse net mode finds the gross monthly salary needed for your target regular-month take-home after estimated tax, employee SSF and monthly CIT. Annual bonus affects annual tax but is not included in regular-month take-home.
Does the 5% remittance estimate apply to every remote worker?
No. This mode only illustrates a 5% withholding on qualifying foreign-service remittances. It does not determine legal eligibility, final tax liability, employee classification, VAT, banking fees or exchange-rate costs.